What We Offer » Cash Products & Rates

We're pleased to offer a choice of products that combine the opportunity to earn income with the flexibility that works for you.

Whether you want to invest your cash for a specific period of time or keep it handy for daily access,
there are options available to you.

Pending Investment Needs

Every optionsXpress brokerage account includes a cash feature that pays interest or dividends. This cash is available to make an investment without the need to transfer money or liquidate a current position. Learn more about which features you're eligible for today.

CDs and Bonds

Product OfferingsMaturity
CDs6 months +
Treasuries3 months +
Agencies6 months +
Corporates AAA6 months +
Municipals AAA1 year +

CDs are insured by the FDIC, an independent agency of the U.S. Government, to a maximum amount of $250,000 (including principal and interest) for all deposits held in the same insurable capacity per CD Issuer.

Certain exceptions apply. To find out which cash feature you have or to make a change, call (888) 280-8020.

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